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TFSA Early Bird Saver
Deposit your 2026 TFSA contribution into our TFSA Early Bird Saver GIC and earn 5.00% interest until December 31st!* *Conditions apply. Rate subject to change at any time without notice.
Business Directory
Check our our Member Business Directory to connect with businesses in our community.
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Northern Birch Credit Cards
Get the credit card you need for the life you lead.
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Sign up for our newsletter to get the latest updates and exclusive offers from Northern Birch - straight to your inbox.
Register for online banking
Online banking offers you easy, 24/7 access to your accounts from anywhere. Sign up today and manage your transactions at your convenience!
Featured Rates
2.70%
1-Year Term Deposit
Available for registered and non-registered deposits
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4.39%
3-Year Closed Mortgage
Includes 130-day rate guarantee, plus we'll cover your appraisal costs*
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3.89%
5-Year Closed High Ratio Mortgage
Includes 130-day rate guarantee, plus we'll cover your appraisal costs*
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Rates are subject to change at any time without notice. For the latest rates, please contact our branches directly.
I feel valued as a member of the credit union, and unlike other financial institutions, Northern Birch Credit Union has a genuinely personal feel. As I am a student, Northern Birch has helped me transition to being responsible for my finances since I trust them to ask questions and give me honest advice.
Heili P. from Toronto
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Empowering Your Financial Wellness
Take control of your financial future with resources designed to help you make informed decisions.
We're committed to your financial literacy and success through these valuable services:
Financial Check-Up
Get a complimentary Financial Check-Up to ensure you're on the right track.
Financial Education
Read our latest article and view our seminars for practical financial guidance.
Switching to Northern Birch was the best financial decision I've made. The advice is genuine, the service is personal, and I love that my credit union invests in local businesses right here in Toronto."
Join a Financial Institution Where You're an Owner
As a member-owner, you're at the heart of everything we do. Because we're member-owned, we reinvest profits back into our community and into you - through better rates, lower fees, and personalized services. It's a better way to bank.
