Earn 5.00%* interest with our Early Bird TFSA Saver
Starting October 1, 2025.
*Conditions apply.
Important notice: Canada Post Strike and your banking services
With the ongoing Canada Post strike, mail may not be processed or delivered and service guarantees may be impacted for items already in the postal network. Please note, you are expected to continue to pay bills on time during the postal strike. We want to help ensure that you continue to have seamless access to your banking services with Northern Birch Credit Union.
LEARN MORE.
With the ongoing Canada Post strike, mail may not be processed or delivered and service guarantees may be impacted for items already in the postal network. Please note, you are expected to continue to pay bills on time during the postal strike. We want to help ensure that you continue to have seamless access to your banking services with Northern Birch Credit Union.
LEARN MORE.
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TFSA Early Bird Saver
Starting October 1st, deposit your 2026 TFSA contribution into our TFSA Early Bird Saver GIC and earn 5.00% interest until December 31st!* *Conditions apply. Rate subject to change at any time without notice.
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Community Roots Scholarship
Are you a student making a difference in your community? We are accepting applications for the Northern Birch Community Roots Scholarship until November 2nd.
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Northern Birch Credit Cards
Get the credit card you need for the life you lead.
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Featured Rates
3.50%
1-Year Term Deposit
Available for registered and non-registered deposits
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4.39%
3-Year Closed Mortgage
Includes 130-day rate guarantee, plus we'll cover your appraisal costs*
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3.99%
5-Year Closed High Ratio Mortgage
Includes 130-day rate guarantee, plus we'll cover your appraisal costs*
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Rates are subject to change at any time without notice. For the latest rates, please contact our branches directly.
I feel valued as a member of the credit union, and unlike other financial institutions, Northern Birch Credit Union has a genuinely personal feel. As I am a student, Northern Birch has helped me transition to being responsible for my finances since I trust them to ask questions and give me honest advice.
Heili P. from Toronto
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Grow your career with Northern Birch
Join a team that values collaboration over competition. See our current job openings.
Need Investment Guidance?
Our team can help.
Own where you bank
At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.
