Earn 5.00%* interest with our Early Bird TFSA Saver
Starting October 1, 2025.
*Conditions apply.
Buy a house
Become a member
Get a credit card
TFSA Early Bird Saver
Starting October 1st, deposit your 2026 TFSA contribution into our TFSA Early Bird Saver GIC and earn 5.00% interest until December 31st!* *Conditions apply. Rate subject to change at any time without notice.
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Community Roots Scholarship
Are you a student making a difference in your community? We are accepting applications for the Northern Birch Community Roots Scholarship until November 2nd.
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Northern Birch Credit Cards
Get the credit card you need for the life you lead.
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Register for online banking
Online banking offers you easy, 24/7 access to your accounts from anywhere. Sign up today and manage your transactions at your convenience!
Featured Rates
3.00%
1-Year Term Deposit
Available for registered and non-registered deposits
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4.39%
3-Year Closed Mortgage
Includes 130-day rate guarantee, plus we'll cover your appraisal costs*
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3.99%
5-Year Closed High Ratio Mortgage
Includes 130-day rate guarantee, plus we'll cover your appraisal costs*
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Rates are subject to change at any time without notice. For the latest rates, please contact our branches directly.
I feel valued as a member of the credit union, and unlike other financial institutions, Northern Birch Credit Union has a genuinely personal feel. As I am a student, Northern Birch has helped me transition to being responsible for my finances since I trust them to ask questions and give me honest advice.
Heili P. from Toronto
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Grow your career with Northern Birch
Join a team that values collaboration over competition. See our current job openings.
Need Investment Guidance?
Our team can help.
Own where you bank
At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.
