Mortgages Tailored for You
Get up to $3,500 Cash Back* with a Northern Birch Mortgage.
*Conditions apply.
Branch Hours:
Please note that starting May 17, our branches will be closed on Saturdays for the summer months.
Notice: Canada Post Strike and Your Banking Services
A Canada Post service disruption may occur after May 22. To avoid delays, we encourage members to register for online banking and switch to paperless statements. In the event of a disruption, you are still expected to make your payments on time. Contact us or visit your branch to get set up.
Learn more
A Canada Post service disruption may occur after May 22. To avoid delays, we encourage members to register for online banking and switch to paperless statements. In the event of a disruption, you are still expected to make your payments on time. Contact us or visit your branch to get set up.
Learn more
Buy a house
Become a member
Get a credit card
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New cashable GIC coming soon
We're getting ready to launch a 1-year cashable GIC, providing you with flexibility while still earning a competitive rate you can count on. Sign up for our newsletter and be among the first to know when it's available!
CU Succeed Youth Bursary
Calling all Northern Birch student members! The CU Succeed Youth Bursary is open to resident Ontario post-secondary students in need of financial assistance for academic, technological, or vocational training.
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Get rewarded for all the little stuff you buy every day.
Earn 10x bonus Flex Rewards points on every purchase during your first 90 days† when you apply for the Cash Back World Elite® Mastercard before June 30, 2025. *Conditions apply.
Stay connected with us
Sign up for our newsletter to get the latest updates and exclusive offers from Northern Birch - straight to your inbox.
Register for online banking
Online banking offers you easy, 24/7 access to your accounts from anywhere. Sign up today and manage your transactions at your convenience!
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Interac e-Transfer® Notification Refresh
To provide an improved user experience, Interac e-Transfer® email notifications now have an enhanced look and feel.
Featured Rates
3.00%
1-Year Term Deposit
Available for registered and non-registered deposits
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4.29%
3-Year Closed Mortgage
Includes 130-day rate guarantee, plus we'll cover your appraisal costs*
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3.99%
5-Year Closed High Ratio Mortgage
Includes 130-day rate guarantee, plus we'll cover your appraisal costs*
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Rates are subject to change at any time without notice. For the latest rates, please contact our branches directly.
I feel valued as a member of the credit union, and unlike other financial institutions, Northern Birch Credit Union has a genuinely personal feel. As I am a student, NBCU has helped me transition to being responsible for my finances since I trust them to ask questions and give me honest advice.
Heili P. from Toronto
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Grow your career with Northern Birch
Join a team that values collaboration over competition. See our current job openings.
Need Investment Guidance?
Our team can help.
Own where you bank
At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.
