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Please note our updated holiday branch hours and plan your visits accordingly.
Wishing you a Merry Christmas and Happy Holidays from the Northern Birch Credit Union team!
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Save for the future
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Buy a house
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Become a member
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Get a credit card
 
 

TFSA Early Bird Special

Deposit your 2025 TFSA contribution now into our special short-term GIC and earn 6% until December 31st!* 
*Conditions apply. 

Northern Birch Community Roots Scholarship

Congratulations to our 2024 recipients! Read more about their inspiring stores and achievements.

Financial Health & Education

Register for upcoming free seminars, view recordings of any that you may have missed, and sign up for our complimentary Financial Check-Ups for members.

Get up to $3,500 Cash Back*

Take advantage of our competitive rates, 130-day rate guarantee and time-limited special offers on mortgages at Northern Birch. *Conditions apply. 

 
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Interac e-Transfer® Notification Refresh

To provide an improved user experience, Interac e-Transfer® email notifications now have an enhanced look and feel.
 
Benefits of online banking

Register for online banking

Online banking gives you convenient access to your accounts from anywhere, anytime. Register today and start doing your transactions when it's best for you.
 

Featured Rates

3.50%

1-Year Term Deposit

Available for registered and non-registered deposits

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4.89%

3-Year Closed Mortgage

Includes 130-day rate guarantee, plus we'll cover your appraisal costs*

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4.44%

5-Year Closed High Ratio Mortgage

Includes 130-day rate guarantee, plus we'll cover your appraisal costs*

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Rates are subject to change at any time without notice. For the latest rates, please contact our branches directly.

I feel valued as a member of the credit union, and unlike other financial institutions, Northern Birch Credit Union has a genuinely personal feel. As I am a student, NBCU has helped me transition to being responsible for my finances since I trust them to ask questions and give me honest advice.

Heili P. from Toronto
 
 
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Wire Transfers

Get details on sending and receiving wire transfers
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Interac e-Transfers

Find out about using convenient Interac e-Transfer® 
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BRANCHES & ATM

Locations & Hours
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Stay Connected

Latest news, events & email sign-up
 
 

Grow your career with Northern Birch

Join a team that values collaboration over competition. See our current job openings.

Community Roots Scholarship
 

Get help making investment decisions

Talk to our team

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Own where you bank

At Northern Birch you’re not just a customer, you’re a member-owner with a say in how we operate. That means we put your needs first in everything we do.